Affectionately known as the gateway to the Great Barrier Reef, Rockhampton offers a unique blend of urban living and rural charm, with a growing real estate market.
It may seem like a daunting task to secure your mortgage, but with a good broker armed with knowledge of local property trends and access to a range of lenders, they will get you a mortgage that’s right for you.
Here are four essential tips to consider when selecting a mortgage broker in Rockhampton:
- Knowledge of Local Property Trends: Rocky’s property market can vary from the bustling city centre to more rural, acreage properties. Having a strong understanding of these regional variations will help you navigate which areas offer you value for your budget and align with your goals.
- Familiarity with State-Specific Schemes and Grants: Queensland has various state-specific schemes, such as the First Home Owner Grant and other regional support programs. A knowledgeable broker will be well-versed in these local incentives, helping you take full advantage of government assistance available for homebuyers.
- Access to Regional Lenders and Specialised Products: Local brokers are most likely to have connections with smaller, regional lenders who offer competitive rates or flexible products that are often overlooked by larger banks. These options can be beneficial, especially if you’re looking for more personalised service or special loan features.
- Strong Relationships with Local Real Estate Professionals: A reputable broker will often have long standing connections with local real estate agents, conveyancers, and other professionals who can assist you with the property buying process.
Below are a select few highly rating and local brokers to consider in your property buying journey:
Rock Loans Mortgage Brokers
At Rock Loans, you’ll have access to a wide range of financial services, including first home buyer loans, bridging loans, asset and commercial financing, personal loans, and loan refinancing. What sets Kyle Hawksford and his team apart is their dedication to thoroughness and client care. They don’t just process your application; but work to create a comprehensive profile and explore every option to ensure you get the best possible outcome, even if your initial application faces challenges.
Website: rockloans.com.au | Phone: 0748 671 509 | Rating: 5 ⭐ (68 Google Reviews)
SCF Brokerage
SCF Brokerage, led by director Sara Carr, offers a trustworthy, reliable experience focused on securing the most favourable financial outcome for every client. Committed to making your home financing journey easy and stress-free, the SCF team works with top lenders to find the ideal loan, whether you’re a first-time homebuyer, refinancing, or investing.
Website: scfbrokerage.com.au | Phone: 1300 718 852 | Rating: 5 ⭐ (33 Google Reviews)
Oracle Advisory Group
With over 30 years of experience, Oracle Advisory Group is a trusted name in wealth and mortgage advisory. Specialising in tailored financial strategies designed to help you achieve your goals, whether it be the purchase of your first home or planning for retirement. With advisers bringing years of expertise, you can rest assured that you will be offered ongoing support and clear, actionable advice.
Website: oracleag.com.au | Phone: 4836 6190 | Rating: 5 ⭐ (3 Google Reviews)
